Independent · Not affiliated with NAATI
CCL Punjabi vocabulary list
These are 193 of the 200 free key words of CCL Mate's Punjabi course (a few general words, such as "definition", are left out), grouped by the kinds of topics CCL dialogues cover, each with its English meaning. NAATI's CCL page gives no official word list. Print this list or save it as a PDF, then practise the words with audio in the free app.
Medical & Health
| English | Punjabi | Meaning |
|---|---|---|
| Ankle | ਗਿੱਟਾgittaalso accepted: ਪੈਰ ਦਾ ਗਿੱਟਾ | The joint between the foot and the leg |
| Anxiety | ਘਬਰਾਹਟghabraahatalso accepted: ਚਿੰਤਾ, ਬੇਚੈਨੀ, ਐਂਗਜ਼ਾਇਟੀ | A feeling of worry, fear or unease |
| Bowel | ਆਂਦਰਾਂaandranalso accepted: ਅੰਤੜੀ, ਆਂਤ, ਬਾਊਲ | The lower part of the gut, where faeces form |
| Diagnosis | ਰੋਗ ਦੀ ਪਛਾਣrog di pachhaanalso accepted: ਨਿਦਾਨ, ਡਾਇਗਨੋਸਿਸ, ਬਿਮਾਰੀ ਦੀ ਜਾਂਚ | The doctor's identification of an illness |
| Digestive | ਪਾਚਨpaachanalso accepted: ਪਾਚਕ, ਹਜ਼ਮ ਕਰਨ ਵਾਲਾ, ਡਾਈਜੈਸਟਿਵ | To do with breaking down food in the body |
| Disc | ਮਣਕਿਆਂ ਵਿਚਲੀ ਗੱਦੀmankian vichli gaddialso accepted: ਡਿਸਕ, ਰੀੜ੍ਹ ਦੀ ਗੱਦੀ, ਮਣਕੇ ਦੀ ਗੱਦੀ | A cushion between the bones of the spine |
| Doctor | ਡਾਕਟਰdoctoralso accepted: ਚਿਕਿਤਸਕ, ਤਬੀਬ | A person trained to treat illness |
| Epilepsy | ਮਿਰਗੀmirgialso accepted: ਮਿਰਗੀ ਦੀ ਬਿਮਾਰੀ, ਦੌਰੇ ਪੈਣ ਦੀ ਬਿਮਾਰੀ, ਐਪੀਲੈਪਸੀ | A brain condition that causes seizures |
| Exercise | ਕਸਰਤkasratalso accepted: ਵਿਆਯਾਮ, ਐਕਸਰਸਾਈਜ਼ | Physical activity that keeps the body healthy |
| Faint | ਬੇਹੋਸ਼ ਹੋਣਾbehosh honaalso accepted: ਚੱਕਰ ਆ ਕੇ ਡਿੱਗਣਾ, ਗ਼ਸ਼ ਖਾਣਾ | To pass out for a short time |
| Hormone | ਹਾਰਮੋਨhormone | A chemical made in the body that controls how parts of it work |
| Irritable | ਚਿੜਚਿੜਾchirchiraalso accepted: ਖਿਝੂ, ਗੁੱਸੇਖ਼ੋਰ | Easily annoyed |
| Limp | ਲੰਗੜਾਉਣਾlangraaunaalso accepted: ਲੰਗੜਾ ਕੇ ਤੁਰਨਾ, ਲੰਗੜਾਹਟ | To walk unevenly because of an injured leg or foot |
| Medical expenses | ਡਾਕਟਰੀ ਖਰਚੇdoktari kharchealso accepted: ਇਲਾਜ ਦੇ ਖਰਚੇ, ਸਿਹਤ ਸੰਭਾਲ ਖਰਚੇ | Costs incurred for medical care and treatments. |
| Overweight | ਵੱਧ ਵਜ਼ਨvadh vazanalso accepted: ਮੋਟਾਪਾ, ਵੱਧ ਭਾਰ | Heavier than is healthy |
| Patient | ਮਰੀਜ਼mareezalso accepted: ਬਿਮਾਰ ਵਿਅਕਤੀ, ਪੇਸ਼ੈਂਟ | A person receiving medical care |
| Poison | ਜ਼ਹਿਰzahiralso accepted: ਵਿਸ਼ | A substance that can make you very ill or kill you |
| Pregnant | ਗਰਭਵਤੀgarbhwatialso accepted: ਉਮੀਦ ਨਾਲ, ਪ੍ਰੈਗਨੈਂਟ, ਪੇਟ ਤੋਂ | Carrying a baby in the womb |
| Referral | ਸਿਫ਼ਾਰਸ਼sifaarashalso accepted: ਸਿਫ਼ਾਰਸ਼ੀ ਪੱਤਰ, ਹਵਾਲਾ, ਰੈਫ਼ਰਲ | Being sent to a specialist or another service |
| Trauma | ਸਰੀਰਕ ਸੱਟsareerak sattalso accepted: ਸੱਟ-ਫੇਟ, ਗੰਭੀਰ ਸੱਟ, ਟਰੌਮਾ | A serious injury to the body, or deep emotional shock |
| Treatment | ਇਲਾਜilaajalso accepted: ਉਪਚਾਰ, ਟ੍ਰੀਟਮੈਂਟ | Medical care for an illness or injury |
| Vaccination | ਟੀਕਾਕਰਨteekaakaranalso accepted: ਵੈਕਸੀਨੇਸ਼ਨ, ਟੀਕੇ | An injection that protects against disease |
| Whiplash | ਧੌਣ ਦਾ ਝਟਕਾdhaun da jhatkaalso accepted: ਗਰਦਨ ਦੀ ਸੱਟ, ਧੌਣ ਵਿੱਚ ਖਿਚਾਅ, ਵ੍ਹਿਪਲੈਸ਼ | A neck injury from the head being jerked suddenly, as in a car crash |
Legal, Crime & Civil Law
| English | Punjabi | Meaning |
|---|---|---|
| Claim | ਦਾਅਵਾdaavaaalso accepted: ਕਲੇਮ | A request for money you believe you are owed, such as from insurance |
| Customs | ਸੀਮਾ ਸ਼ੁਲਕ ਵਿਭਾਗseema shulk vibhagalso accepted: ਸੀਮਾ ਸ਼ੁਲਕ, ਕਸਟਮ ਵਿਭਾਗ, ਕਸਟਮ | The border service that checks goods coming into the country |
| Injunction | ਮਨਾਹੀ ਦਾ ਹੁਕਮmanaahi da hukamalso accepted: ਰੋਕ ਹੁਕਮ, ਸਟੇਅ ਆਰਡਰ, ਇੰਜੰਕਸ਼ਨ | A court order to stop, or to do, something |
| Insured | ਬੀਮਾਸ਼ੁਦਾbeemashudaalso accepted: ਬੀਮਾ ਕੀਤਾ ਹੋਇਆ, ਬੀਮਾਧਾਰਕ | Covered by an insurance policy |
| Interpreter | ਦੁਭਾਸ਼ੀਆdubhaasheeaaalso accepted: ਇੰਟਰਪ੍ਰੇਟਰ | A person who turns speech from one language into another |
| Issue | ਮਾਮਲਾmaamlaalso accepted: ਮੁੱਦਾ, ਮਸਲਾ | A matter or problem |
| Lawyer | ਵਕੀਲvakeelalso accepted: ਲਾਇਰ, ਕਾਨੂੰਨਦਾਨ | A person qualified to give legal advice and act in court |
| Offence | ਜੁਰਮjurmalso accepted: ਅਪਰਾਧ | An illegal act, a crime |
| Perpetrators | ਦੋਸ਼ੀdoshialso accepted: ਅਪਰਾਧੀ, ਗੁਨਾਹਗਾਰ | People who commit harmful or illegal acts |
| Settlement | ਰਾਜ਼ੀਨਾਮਾrazeenamaalso accepted: ਨਿਪਟਾਰਾ, ਸਮਝੌਤਾ, ਫੈਸਲਾ | An agreement that ends a dispute without a court decision |
| Solicitor | ਵਕੀਲvakeelalso accepted: ਸੌਲੀਸਿਟਰ, ਕਾਨੂੰਨੀ ਸਲਾਹਕਾਰ | A lawyer who gives legal advice and prepares legal documents |
| Suspicious | ਸ਼ੱਕੀshakkialso accepted: ਸੰਦਿਗਧ, ਸ਼ੱਕੀ ਜਿਹਾ | Making you think something is wrong or illegal |
| Swear | ਸਹੁੰ ਚੁੱਕਣਾsahun chukknaalso accepted: ਕਸਮ ਖਾਣਾ, ਹਲਫ਼ ਲੈਣਾ | To make a solemn promise, such as in court |
| Tort | ਦੀਵਾਨੀ ਗ਼ਲਤੀdeevaanee galteealso accepted: ਅਪਕ੍ਰਿਤ, ਸਿਵਲ ਗ਼ਲਤੀ | A civil wrong that causes harm, for which you can sue |
| Welfare | ਭਲਾਈbhalaialso accepted: ਕਲਿਆਣ, ਤੰਦਰੁਸਤੀ | A person's health, safety and wellbeing |
Immigration & Employment
| English | Punjabi | Meaning |
|---|---|---|
| Applicant | ਬਿਨੈਕਾਰbinaikaaralso accepted: ਅਰਜ਼ੀਕਾਰ, ਬਿਨੈਕਰਤਾ, ਐਪਲੀਕੈਂਟ | A person who applies for something |
| Case | ਮਾਮਲਾmaamlaaalso accepted: ਕੇਸ, ਅਰਜ਼ੀ | An application or matter being handled by an agency, such as a visa application |
| Casual | ਆਰਜ਼ੀaarzialso accepted: ਅਸਥਾਈ, ਗ਼ੈਰ-ਸਥਾਈ, ਕੈਜ਼ੂਅਲ | Work without regular hours or paid leave, paid by the hour |
| Citizenship | ਨਾਗਰਿਕਤਾnaagriktaalso accepted: ਸ਼ਹਿਰੀਅਤ, ਸਿਟੀਜ਼ਨਸ਼ਿਪ | Being a legal member of a country |
| Conditions | ਸ਼ਰਤਾਂshartaanalso accepted: ਹਾਲਾਤ, ਨਿਯਮ ਅਤੇ ਸ਼ਰਤਾਂ | The terms of a job, such as pay and hours |
| Cookery | ਪਾਕ ਕਲਾpaak kalaalso accepted: ਰਸੋਈ ਕਲਾ, ਖਾਣਾ ਬਣਾਉਣਾ, ਕੁਕਰੀ | The trade of cooking, such as in a restaurant |
| Employee | ਕਰਮਚਾਰੀkaramcharialso accepted: ਮੁਲਾਜ਼ਮ, ਕਾਮਾ | A person who works for an employer |
| Federal | ਸੰਘੀsanghialso accepted: ਫ਼ੈਡਰਲ, ਕੇਂਦਰੀ | Of the national government |
| Insurance | ਬੀਮਾbeemaalso accepted: ਇੰਸ਼ੋਰੈਂਸ | An arrangement that pays you if something bad happens, in return for a regular fee |
| Insurer | ਬੀਮਾਕਰਤਾbeemaakartaalso accepted: ਬੀਮਾ ਕੰਪਨੀ, ਇੰਸ਼ੋਰੈਂਸ ਕੰਪਨੀ | A company that provides insurance |
| Labourer | ਮਜ਼ਦੂਰmazdooralso accepted: ਕਾਮਾ, ਮਿਹਨਤਕਸ਼, ਲੇਬਰ | A person who does heavy physical work |
| Migrant | ਪਰਵਾਸੀparvaasialso accepted: ਆਵਾਸੀ, ਪਰਵਾਸੀ ਕਾਮਾ, ਮਾਈਗ੍ਰਾਂਟ | A person who has moved to another country, often for work |
| Nomination | ਨਾਮਜ਼ਦਗੀnaamzadgialso accepted: ਨੌਮੀਨੇਸ਼ਨ, ਸਿਫ਼ਾਰਸ਼ | Being put forward, such as by an employer or a state, for a visa |
| Proof of identity | ਪਛਾਣ ਦਾ ਸਬੂਤpachhan da sabootalso accepted: ਸ਼ਨਾਖ਼ਤੀ ਸਬੂਤ | Official documentation establishing who a person is |
| Reluctant | ਅਣ-ਇੱਛੁਕan-ichhukalso accepted: ਬੇਮਨ, ਝਿਜਕਦਾ ਹੋਇਆ, ਹਿਚਕਚਾਉਣ ਵਾਲਾ | Unwilling to do something |
| State | ਰਾਜraajalso accepted: ਸੂਬਾ, ਸਟੇਟ | One of the parts of Australia with its own government, such as Victoria |
| Threshold | ਸੀਮਾseemaalso accepted: ਘੱਟੋ-ਘੱਟ ਹੱਦ, ਥ੍ਰੈਸ਼ਹੋਲਡ, ਮਾਪਦੰਡ | The minimum level needed |
Real Estate & Housing
| English | Punjabi | Meaning |
|---|---|---|
| Auction | ਨਿਲਾਮੀnilaamialso accepted: ਬੋਲੀ, ਆਕਸ਼ਨ | A public sale where the item goes to the highest bidder |
| Booklet | ਪੁਸਤਿਕਾpustikaalso accepted: ਕਿਤਾਬਚਾ, ਬੁੱਕਲੈੱਟ, ਛੋਟੀ ਕਿਤਾਬ | A small, thin book with information |
| Collateral | ਜ਼ਮਾਨਤੀ ਜਾਇਦਾਦzamanati jaidadalso accepted: ਗਹਿਣੇ ਰੱਖੀ ਜਾਇਦਾਦ, ਜ਼ਮਾਨਤ, ਧਿਰਵੀ | Property promised to a lender, which it can take if a loan is not repaid |
| Commission | ਦਲਾਲੀdalaaleealso accepted: ਆਯੋਗ, ਕਮਿਸ਼ਨ, ਆੜ੍ਹਤ | A fee paid to an agent, often a percentage of the sale price |
| Consultation | ਸਲਾਹ-ਮਸ਼ਵਰਾsalaah-mashwaraalso accepted: ਮਸ਼ਵਰਾ, ਵਿਚਾਰ-ਵਟਾਂਦਰਾ, ਕੰਸਲਟੇਸ਼ਨ | A meeting to get advice |
| House price | ਘਰ ਦੀ ਕੀਮਤghar di keematalso accepted: ਮਕਾਨ ਦੀ ਕੀਮਤ, ਘਰ ਦਾ ਮੁੱਲ | The financial cost or market value of residential property |
| Income | ਆਮਦਨaamdanalso accepted: ਆਮਦਨੀ, ਕਮਾਈ, ਇਨਕਮ | Money you receive, such as from work |
| Inspection | ਮੁਆਇਨਾmuayinaalso accepted: ਨਿਰੀਖਣ, ਜਾਂਚ, ਇੰਸਪੈਕਸ਼ਨ | A careful look over something, such as a property before buying |
| Interest | ਵਿਆਜviaajalso accepted: ਸੂਦ, ਇੰਟਰਸਟ | Money paid for borrowing money, or earned on savings |
| Investment | ਨਿਵੇਸ਼niveshalso accepted: ਪੂੰਜੀ ਨਿਵੇਸ਼, ਇਨਵੈਸਟਮੈਂਟ | Putting money into something to make a profit |
| Landlord | ਮਕਾਨ ਮਾਲਕmakaan maalakalso accepted: ਜ਼ਮੀਨ ਮਾਲਕ, ਘਰ ਦਾ ਮਾਲਕ, ਲੈਂਡਲੌਰਡ | A person who owns a property and rents it out |
| Salary | ਤਨਖ਼ਾਹtankhaahalso accepted: ਸੈਲਰੀ, ਮਾਹਵਾਰੀ ਤਨਖ਼ਾਹ | A fixed yearly pay, paid in regular amounts |
| Settlement | ਅੰਤਿਮ ਨਿਪਟਾਰਾantim niptaraalso accepted: ਅੰਤਿਮ ਲੈਣ-ਦੇਣ, ਜਾਇਦਾਦ ਦਾ ਅੰਤਿਮ ਤਬਾਦਲਾ, ਸੈਟਲਮੈਂਟ | The final step of a sale, when the money is paid and ownership passes |
| Tenant | ਕਿਰਾਏਦਾਰkiraedaaralso accepted: ਕਿਰਾਏਗੀਰ, ਟੈਨੈਂਟ | A person who rents a home from a landlord |
| Unit | ਰਿਹਾਇਸ਼ੀ ਇਕਾਈrihaishi ikaialso accepted: ਯੂਨਿਟ, ਫਲੈਟ | A self-contained flat or apartment in a building |
| Wages | ਉਜਰਤਾਂujratanalso accepted: ਦਿਹਾੜੀ, ਮਜ਼ਦੂਰੀ, ਉਜਰਤ | Pay for work, usually by the hour or the week |
Hospitality & Tourism
| English | Punjabi | Meaning |
|---|---|---|
| Accommodation | ਰਿਹਾਇਸ਼rihaishalso accepted: ਰਹਿਣ ਦੀ ਥਾਂ, ਅਕੌਮੋਡੇਸ਼ਨ | A place to stay or live |
| Arrival | ਆਗਮਨaagamanalso accepted: ਪਹੁੰਚ, ਆਉਣਾ, ਅਰਾਈਵਲ | Coming to a place |
| Automatic | ਸਵੈ-ਚਾਲਿਤ ਗੱਡੀsavai-chaalit gaddeealso accepted: ਸਵੈ-ਚਾਲਿਤ, ਆਟੋਮੈਟਿਕ ਗੱਡੀ, ਆਪਣੇ ਆਪ ਚੱਲਣ ਵਾਲੀ ਗੱਡੀ | A car that changes gears by itself |
| Cockroach | ਤੇਲਚੱਟਾtelchattaalso accepted: ਕਾਕਰੋਚ | A brown insect often found in dirty kitchens |
| Colleague | ਸਹਿਕਰਮੀsahikarmeealso accepted: ਸਾਥੀ ਕਰਮਚਾਰੀ, ਕਲੀਗ, ਨਾਲ ਕੰਮ ਕਰਨ ਵਾਲਾ | A person you work with |
| Complaint | ਸ਼ਿਕਾਇਤshikaayatalso accepted: ਉਲਾਂਭਾ, ਕੰਪਲੇਂਟ | A statement that something is wrong or not good enough |
| Credit | ਉਧਾਰudhaaralso accepted: ਸਾਖ, ਕ੍ਰੈਡਿਟ | An arrangement to buy now and pay later |
| Customer | ਗਾਹਕgaahakalso accepted: ਕਸਟਮਰ, ਖ਼ਰੀਦਦਾਰ | A person who buys goods or services |
| Departure | ਰਵਾਨਗੀravaangeealso accepted: ਪ੍ਰਸਥਾਨ, ਤੁਰਨਾ | Leaving, especially at the start of a journey |
| Economical | ਕਿਫ਼ਾਇਤੀkifaaiteealso accepted: ਕਫ਼ਾਇਤੀ, ਘੱਟ ਖ਼ਰਚੀਲਾ, ਇਕਨਾਮਿਕਲ | Using little fuel or money |
| Guarantee | ਗਰੰਟੀgarantialso accepted: ਜ਼ਮਾਨਤ, ਯਕੀਨਦਹਾਨੀ | A firm promise that something will happen or work |
| Inconvenience | ਅਸੁਵਿਧਾasuvidhaalso accepted: ਤਕਲੀਫ਼, ਖੇਚਲ | Trouble or difficulty caused to someone |
| Instalment | ਕਿਸ਼ਤkishtalso accepted: ਕਿਸਤ, ਇੰਸਟਾਲਮੈਂਟ | One of a series of regular payments |
| Mileage | ਚੱਲੀ ਹੋਈ ਦੂਰੀchallee hoee dooreealso accepted: ਕਿਲੋਮੀਟਰ, ਮਾਈਲੇਜ | The distance a vehicle has travelled |
| Official | ਅਧਿਕਾਰਤadhikaaratalso accepted: ਸਰਕਾਰੀ, ਦਫ਼ਤਰੀ | Approved by, or acting for, an authority |
| Passenger | ਯਾਤਰੀyatrialso accepted: ਸਵਾਰੀ, ਪੈਸੰਜਰ | A person travelling in a vehicle who is not driving it |
| Payment | ਭੁਗਤਾਨbhugtaanalso accepted: ਅਦਾਇਗੀ, ਪੇਮੈਂਟ | Money paid for something |
| Record | ਰਿਕਾਰਡrikaardalso accepted: ਵੇਰਵਾ, ਦਸਤਾਵੇਜ਼ | A written or stored account of what happened |
| Tentative | ਆਰਜ਼ੀaarzialso accepted: ਗ਼ੈਰ-ਯਕੀਨੀ, ਕੱਚਾ, ਅਸਥਾਈ | Not yet final or confirmed |
| Visibility | ਦਿਖਣਯੋਗਤਾdikhanyogataaalso accepted: ਦ੍ਰਿਸ਼ਟੀਗੋਚਰਤਾ, ਵਿਜ਼ੀਬਿਲਟੀ, ਸਾਫ਼ ਦਿੱਖ | How far or how clearly you can see |
Social Services & Welfare
| English | Punjabi | Meaning |
|---|---|---|
| Benefits | ਲਾਭlaabhalso accepted: ਭੱਤੇ, ਸੁਵਿਧਾਵਾਂ, ਬੈਨੇਫਿਟਸ | Government payments to help people |
| Community | ਭਾਈਚਾਰਾbhaicharaalso accepted: ਸਮਾਜ, ਕਮਿਊਨਿਟੀ | The people living in an area, or a group sharing something |
| Concession | ਰਿਆਇਤriyayatalso accepted: ਛੋਟ, ਕਨਸੈਸ਼ਨ, ਸਬਸਿਡੀ | A discount, such as on bills or fares, for eligible people |
| Confidentiality | ਗੁਪਤਤਾgupt-taalso accepted: ਰਾਜ਼ਦਾਰੀ, ਗੋਪਨੀਯਤਾ | Keeping information private |
| Couple | ਜੋੜਾjoraalso accepted: ਦੰਪਤੀ, ਪਤੀ-ਪਤਨੀ, ਕਪਲ | Two people in a relationship |
| Eligibility | ਯੋਗਤਾyogtaalso accepted: ਪਾਤਰਤਾ, ਯੋਗ ਹੋਣ ਦੀ ਸ਼ਰਤ | Meeting the conditions to get something |
| Fortnight | ਪੰਦਰਵਾੜਾpandarvaaraaalso accepted: ਦੋ ਹਫ਼ਤੇ, ਫੋਰਟਨਾਈਟ | Two weeks |
| Meal preparation | ਭੋਜਨ ਦੀ ਤਿਆਰੀbhojan dee tayaarialso accepted: ਖਾਣਾ ਤਿਆਰ ਕਰਨਾ, ਖਾਣੇ ਦੀ ਤਿਆਰੀ | The planning and cooking of daily meals |
| Nursing home | ਬਜ਼ੁਰਗਾਂ ਦਾ ਦੇਖਭਾਲ ਕੇਂਦਰbazurgan da dekhbhaal kendaralso accepted: ਨਰਸਿੰਗ ਹੋਮ, ਬਿਰਧ ਆਸ਼ਰਮ | A residential facility providing full-time care for the elderly |
| Residence | ਰਿਹਾਇਸ਼rihaaishalso accepted: ਨਿਵਾਸ ਸਥਾਨ, ਘਰ, ਨਿਵਾਸ | The place where a person lives |
| Risk | ਖ਼ਤਰਾkhatraalso accepted: ਜੋਖ਼ਮ, ਰਿਸਕ | The chance that something bad will happen |
| Session | ਬੈਠਕbaithakalso accepted: ਸੈਸ਼ਨ, ਮੁਲਾਕਾਤ | A meeting or period set aside for an activity |
| Skills | ਹੁਨਰhunaralso accepted: ਮੁਹਾਰਤ, ਕੌਸ਼ਲ | Abilities gained by training or experience |
| Support worker | ਸਹਾਇਤਾ ਕਰਮਚਾਰੀsahaayta karamchaarialso accepted: ਸਹਾਇਕ ਵਰਕਰ, ਸਪੋਰਟ ਵਰਕਰ | A professional who assists individuals with disabilities or aged care |
| Training | ਸਿਖਲਾਈsikhlaialso accepted: ਟ੍ਰੇਨਿੰਗ, ਪ੍ਰਸਿੱਖਿਆ | Learning the skills for a job |
| Valid | ਜਾਇਜ਼jaaizalso accepted: ਵੈਧ, ਮਾਨਤਾ ਪ੍ਰਾਪਤ, ਚੱਲਦਾ | Still current and acceptable |
Finance & Economics
| English | Punjabi | Meaning |
|---|---|---|
| Avert | ਟਾਲਣਾtaalnaalso accepted: ਰੋਕਣਾ, ਬਚਾਉਣਾ | To stop something bad from happening |
| Bank statement | ਬੈਂਕ ਖਾਤਾ ਵੇਰਵਾbaink khata vervaalso accepted: ਬੈਂਕ ਸਟੇਟਮੈਂਟ, ਬੈਂਕ ਦਾ ਹਿਸਾਬ-ਕਿਤਾਬ, ਖਾਤਾ ਵੇਰਵਾ | An official monthly record of bank account transactions |
| Branch | ਸ਼ਾਖਾshaakhaalso accepted: ਬ੍ਰਾਂਚ | A local office of a bank |
| Cash | ਨਕਦੀnakdialso accepted: ਨਕਦ, ਕੈਸ਼ | Money in notes and coins |
| Challenge | ਚੁਣੌਤੀchunautialso accepted: ਮੁਸ਼ਕਲ, ਲਲਕਾਰ | A difficult task or problem |
| Credit card | ਉਧਾਰ ਕਾਰਡudhaar cardalso accepted: ਕ੍ਰੈਡਿਟ ਕਾਰਡ | A payment card allowing borrowed funds for purchases. |
| Credit crunch | ਕਰਜ਼ੇ ਦੀ ਕਿੱਲਤkarze di killatalso accepted: ਕਰਜ਼ੇ ਦੀ ਕਮੀ, ਕ੍ਰੈਡਿਟ ਕ੍ਰੰਚ | A sudden drop in the loans banks are willing to give |
| Economy | ਅਰਥਚਾਰਾarthchaaraalso accepted: ਅਰਥ ਵਿਵਸਥਾ, ਆਰਥਿਕਤਾ | The system of trade, industry and money in a country |
| Efficiency | ਕੁਸ਼ਲਤਾkushaltaalso accepted: ਕਾਰਜਕੁਸ਼ਲਤਾ, ਸਮਰੱਥਾ | Doing something well without wasting time or money |
| Exchange | ਮੁਦਰਾ ਵਟਾਂਦਰਾmudraa vataandraaalso accepted: ਕਰੰਸੀ ਐਕਸਚੇਂਜ, ਵਟਾਂਦਰਾ, ਵਿਦੇਸ਼ੀ ਮੁਦਰਾ ਵਟਾਂਦਰਾ | Changing money into another currency |
| Facilities | ਸਹੂਲਤਾਂsahooltaanalso accepted: ਸੁਵਿਧਾਵਾਂ, ਸਰਵਿਸਾਂ, ਕਮਿਊਨਿਟੀ ਸਹੂਲਤਾਂ | Buildings, equipment or services provided for a purpose |
| Income tax | ਆਮਦਨ ਕਰAamdan karalso accepted: ਇਨਕਮ ਟੈਕਸ | Government tax levied on personal or business earnings |
| Prosperous | ਖ਼ੁਸ਼ਹਾਲkhush-haalalso accepted: ਸੰਪੰਨ, ਧਨੀ | Wealthy and successful |
| Relief | ਰਾਹਤraahatalso accepted: ਚੈਨ, ਸੁੱਖ ਦਾ ਸਾਹ | A feeling of reassurance; also help given in difficulty |
| Remittance | ਭੇਜੀ ਗਈ ਰਕਮbheji gayi rakamalso accepted: ਰੈਮਿਟੈਂਸ, ਵਿਦੇਸ਼ੋਂ ਭੇਜਿਆ ਪੈਸਾ, ਧਨ-ਪ੍ਰੇਸ਼ਣ | Money sent to someone, often to family in another country |
| Tax-free | ਕਰ-ਮੁਕਤkar-mukatalso accepted: ਟੈਕਸ-ਮੁਕਤ, ਟੈਕਸ ਰਹਿਤ | Exempt from paying government taxes. |
| Thrive | ਫਲਣਾ-ਫੁੱਲਣਾphalna-phullnaalso accepted: ਤਰੱਕੀ ਕਰਨਾ, ਵਧਣਾ-ਫੁੱਲਣਾ, ਕਾਮਯਾਬ ਹੋਣਾ | To grow and do very well |
| Withdraw | ਕਢਵਾਉਣਾkadhvaunaalso accepted: ਨਿਕਲਵਾਉਣਾ, ਪੈਸੇ ਕਢਾਉਣਾ, ਵਿਦਡ੍ਰਾ ਕਰਨਾ | To take money out of an account |
Education
| English | Punjabi | Meaning |
|---|---|---|
| Allergy | ਐਲਰਜੀelarjialso accepted: ਅਲਰਜੀ | A bad reaction of the body to something, such as a food or pollen |
| Capacity | ਸਮਰੱਥਾsamrathaalso accepted: ਗੁੰਜਾਇਸ਼, ਕਪੈਸਿਟੀ, ਸਮਰੱਥੀ | The largest number of people or things something can hold |
| Catchment area | ਨਿਰਧਾਰਤ ਖੇਤਰnirdhaarat khetaralso accepted: ਸੇਵਾ ਖੇਤਰ, ਸਕੂਲੀ ਦਾਇਰਾ, ਕੈਚਮੈਂਟ ਏਰੀਆ | The area a school or service is responsible for |
| Claim | ਦਾਅਵਾdaavaaalso accepted: ਦਾਅਵਾ ਕਰਨਾ, ਕਲੇਮ, ਹੱਕ | A request for a payment or refund you are entitled to |
| Diploma | ਡਿਪਲੋਮਾdiplomaalso accepted: ਡਿਪਲੋਮਾ ਕੋਰਸ | A qualification above a certificate for a completed course |
| Drop-off | ਛੱਡਣਾchhadnaalso accepted: ਬੱਚੇ ਨੂੰ ਛੱਡ ਕੇ ਜਾਣਾ, ਡ੍ਰੌਪ-ਆਫ | Leaving a child at a centre or school |
| Educator | ਸਿੱਖਿਅਕsikhiakalso accepted: ਅਧਿਆਪਕ, ਐਜੂਕੇਟਰ | A qualified person who teaches and cares for children |
| Enrolment | ਦਾਖ਼ਲਾdaakhlaalso accepted: ਇਨਰੋਲਮੈਂਟ, ਪੰਜੀਕਰਨ, ਰਜਿਸਟ੍ਰੇਸ਼ਨ | Officially joining a course or school |
| Government school | ਸਰਕਾਰੀ ਸਕੂਲsarkari schoolalso accepted: ਸਰਕਾਰੀ ਵਿਦਿਆਲਾ | A state-funded public primary or secondary school |
| Graduate | ਸਨਾਤਕsanatakalso accepted: ਡਿਗਰੀ ਧਾਰਕ, ਗ੍ਰੈਜੂਏਟ | A person who has successfully completed a degree |
| Humanities | ਮਾਨਵਿਕੀmaanvikeealso accepted: ਮਾਨਵੀ ਵਿਸ਼ੇ, ਹਿਊਮੈਨਿਟੀਜ਼ | Subjects about human culture, such as history and literature |
| Immunisation | ਟੀਕਾਕਰਨteekakaranalso accepted: ਇਮਿਊਨਾਈਜ਼ੇਸ਼ਨ, ਖੋਪ | Protecting people against diseases with vaccines |
| Invoice | ਬੀਜਕbeejakalso accepted: ਬਿੱਲ, ਇਨਵੌਇਸ | A document asking for payment for goods or services |
| Levy | ਵਿਸ਼ੇਸ਼ ਫ਼ੀਸvishesh feesalso accepted: ਵਾਧੂ ਫ਼ੀਸ, ਮਹਿਸੂਲ, ਲੇਵੀ | An extra charge for a particular purpose |
| Rebate | ਰਿਆਇਤriaayatalso accepted: ਛੋਟ, ਰਿਬੇਟ | Money given back to you, such as part of a fee |
| Term | ਤਿਮਾਹੀtimaahialso accepted: ਸਕੂਲੀ ਮਿਆਦ, ਸਕੂਲੀ ਸੈਸ਼ਨ, ਟਰਮ | One of the periods the school year is divided into |
Environment
| English | Punjabi | Meaning |
|---|---|---|
| Appliance | ਉਪਕਰਣupkaranalso accepted: ਯੰਤਰ, ਐਪਲਾਇੰਸ | A machine used in the home, such as a fridge |
| Consumption | ਖਪਤkhapatalso accepted: ਵਰਤੋਂ, ਕਨਜ਼ੰਪਸ਼ਨ | The amount used |
| Drought | ਸੋਕਾsokaaalso accepted: ਔੜ, ਖ਼ੁਸ਼ਕਸਾਲੀ | A long period with little or no rain |
| Emission | ਨਿਕਾਸnikaasalso accepted: ਉਤਸਰਜਨ, ਇਮਿਸ਼ਨ | Gas or other substance sent into the air |
| Fertiliser | ਖਾਦkhaadalso accepted: ਰਸਾਇਣਕ ਖਾਦ, ਫ਼ਰਟੀਲਾਈਜ਼ਰ | A substance added to soil to help plants grow |
| Installation | ਸਥਾਪਨਾsthaapnaalso accepted: ਲਗਾਉਣਾ, ਸਥਾਪਤ ਕਰਨਾ, ਇੰਸਟਾਲੇਸ਼ਨ | Putting equipment in place and making it ready to use |
| Inverter | ਇਨਵਰਟਰinverteralso accepted: ਇਨਵਰਟਰ ਸਿਸਟਮ | A device that converts solar power into electricity for the home |
| Leak | ਰਿਸਾਅrisaaalso accepted: ਚੋਣਾ, ਲੀਕ, ਲੀਕੇਜ, ਰਿਸਾਓ | A hole or crack through which water escapes |
| Maintenance | ਰੱਖ-ਰਖਾਅrakh-rakhaaalso accepted: ਸਾਂਭ-ਸੰਭਾਲ, ਮੁਰੰਮਤ, ਮੇਨਟੇਨੈਂਸ | Keeping something in good working order |
| Rebate | ਰਿਆਇਤriaayatalso accepted: ਛੋਟ, ਰਿਬੇਟ, ਸਬਸਿਡੀ | Part of a payment given back to you |
| Reduce | ਘਟਾਉਣਾghataunaalso accepted: ਘੱਟ ਕਰਨਾ, ਕਮੀ ਲਿਆਉਣਾ | To use less of something |
| Reservoir | ਜਲ ਭੰਡਾਰjal bhandaaralso accepted: ਪਾਣੀ ਦਾ ਸਰੋਵਰ, ਜਲਾਸ਼ਯ, ਰਿਜ਼ਰਵਾਇਰ | A large lake used to store water |
| Scarcity | ਕਿੱਲਤkillatalso accepted: ਘਾਟ, ਥੁੜ੍ਹ, ਅਣਹੋਂਦ | Not having enough of something |
| Solar panel | ਸੂਰਜੀ ਪੈਨਲsoorji panelalso accepted: ਸੋਲਰ ਪੈਨਲ, ਸੂਰਜੀ ਤਖਤੀ | A panel on a roof that turns sunlight into electricity |
| Subsidy | ਸਬਸਿਡੀsabsideealso accepted: ਵਿੱਤੀ ਸਹਾਇਤਾ, ਸਰਕਾਰੀ ਰਿਆਇਤ, ਛੋਟ | Money from the government to lower the cost of something |
| Sustainable | ਟਿਕਾਊtikaaualso accepted: ਸਥਾਈ, ਲੰਬੇ ਸਮੇਂ ਤੱਕ ਚੱਲਣ ਵਾਲਾ | Able to continue without harming the environment |
| Voucher | ਵਾਊਚਰvaaoocharalso accepted: ਕੂਪਨ, ਪਰਚੀ | A printed or digital ticket worth money or a discount |
Consumer Affairs
| English | Punjabi | Meaning |
|---|---|---|
| Access | ਪਹੁੰਚpahunchalso accepted: ਵਰਤੋਂ ਦੀ ਸਹੂਲਤ, ਐਕਸੈੱਸ | The ability to connect to or use something, such as the internet |
| Bill | ਬਿੱਲbillalso accepted: ਬਿਲ, ਖ਼ਾਤਾ | A statement of how much you owe for goods or services |
| Connection | ਕੁਨੈਕਸ਼ਨkunaikshanalso accepted: ਕਨੈਕਸ਼ਨ, ਸੇਵਾ ਸ਼ੁਰੂ ਕਰਨਾ, ਜੋੜਨਾ | Linking a home to a service, such as power or water |
| Connection fee | ਕੁਨੈਕਸ਼ਨ ਫ਼ੀਸkunaikashan feesalso accepted: ਕਨੈਕਸ਼ਨ ਚਾਰਜ, ਜੋੜਨ ਦੀ ਫ਼ੀਸ | A fee charged to set up a service |
| Contract | ਇਕਰਾਰਨਾਮਾikrarnaamaalso accepted: ਸਮਝੌਤਾ, ਕੰਟਰੈਕਟ | A legal agreement between a business and a customer |
| Electricity | ਬਿਜਲੀbijlialso accepted: ਇਲੈਕਟ੍ਰੀਸਿਟੀ, ਬਿਜਲੀ ਸਪਲਾਈ | Power supplied to homes and businesses through wires |
| Exchange | ਵਟਾਂਦਰਾvataandraaalso accepted: ਬਦਲਣਾ, ਚੀਜ਼ ਬਦਲਣਾ, ਐਕਸਚੇਂਜ | Swapping a product for another one |
| Meter | ਮੀਟਰmeetar | A device that measures how much power, gas or water is used |
| Misleading | ਗੁੰਮਰਾਹਕੁੰਨgumrahkunnalso accepted: ਭੁਲੇਖਾ ਪਾਊ, ਗੁੰਮਰਾਹਕੁਨ, ਗੁੰਮਰਾਹ ਕਰਨ ਵਾਲਾ | Giving a false idea |
| Network | ਨੈੱਟਵਰਕnaitvarkalso accepted: ਨੈਟਵਰਕ | A system of connected computers or phone lines |
| Ombudsman | ਲੋਕਪਾਲlokpaalalso accepted: ਓਮਬਡਸਮੈਨ, ਸ਼ਿਕਾਇਤ ਅਧਿਕਾਰੀ | An independent official who handles complaints about services |
| Quarterly | ਤਿਮਾਹੀtimaahialso accepted: ਹਰ ਤਿੰਨ ਮਹੀਨੇ ਬਾਅਦ, ਤ੍ਰੈ-ਮਾਸਿਕ, ਕੁਆਰਟਰਲੀ | Every three months |
| Reading | ਮੀਟਰ ਦਾ ਮਾਪmeter da maapalso accepted: ਮੀਟਰ ਦੀ ਪੜ੍ਹਤ, ਮੀਟਰ ਰੀਡਿੰਗ | The figure on a meter showing how much power, gas or water was used |
| Repair | ਮੁਰੰਮਤmarammatalso accepted: ਰਿਪੇਅਰ, ਠੀਕ ਕਰਨਾ | To fix something that is broken |
| Rights | ਅਧਿਕਾਰadhikaaralso accepted: ਹੱਕ | What the law says you are entitled to |
| Scam | ਧੋਖਾਧੜੀdhokhadharialso accepted: ਠੱਗੀ, ਘਪਲਾ, ਸਕੈਮ | A dishonest trick to get money from people |
| Signal | ਸੰਕੇਤsanketalso accepted: ਇਸ਼ਾਰਾ, ਨੈੱਟਵਰਕ, ਤਰੰਗਾਂ | The strength of a phone or internet connection |
| Telecommunications | ਦੂਰਸੰਚਾਰdoorsanchaaralso accepted: ਟੈਲੀਕਾਮ, ਟੈਲੀਕਮਿਊਨੀਕੇਸ਼ਨਜ਼ | Phone, internet and other electronic communication services |
Local Council
| English | Punjabi | Meaning |
|---|---|---|
| Abandon | ਛੱਡ ਦੇਣਾchhad denaalso accepted: ਲਾਵਾਰਿਸ ਛੱਡਣਾ, ਤਿਆਗਣਾ, ਬੇਸਹਾਰਾ ਛੱਡਣਾ | To leave behind and not come back |
| Approval | ਮਨਜ਼ੂਰੀmanzoorialso accepted: ਪ੍ਰਵਾਨਗੀ, ਸਵੀਕ੍ਰਿਤੀ, ਅਪਰੂਵਲ | Official permission |
| Boundary | ਹੱਦhaddalso accepted: ਸੀਮਾ, ਬਾਊਂਡਰੀ, ਹੱਦਬੰਦੀ | The line where one property ends and another begins |
| Contamination | ਦੂਸ਼ਿਤਤਾdooshittaaalso accepted: ਮਿਲਾਵਟ, ਗੰਦਗੀ | Putting the wrong items in a recycling bin, or something being made impure |
| Contribution | ਯੋਗਦਾਨyogdaanalso accepted: ਹਿੱਸਾ, ਸਹਿਯੋਗ, ਦੇਣ | Money or help given towards something |
| Deposit | ਜ਼ਮਾਨਤੀ ਰਕਮzamaanatee rakamalso accepted: ਡਿਪਾਜ਼ਿਟ, ਬੌਂਡ, ਧਰੋਹਰ | Money paid first, as security or as part of a price |
| Document | ਦਸਤਾਵੇਜ਼dastaavezalso accepted: ਕਾਗਜ਼ਾਤ, ਡਾਕੂਮੈਂਟ | An official paper |
| Function | ਸਮਾਰੋਹsamaarohalso accepted: ਫੰਕਸ਼ਨ, ਸਮਾਗਮ, ਪ੍ਰੋਗਰਾਮ | A formal social event, such as a party |
| Leash | ਪੱਟਾpattaalso accepted: ਲੀਸ਼, ਡੋਰੀ, ਫੜਨ ਵਾਲਾ ਪੱਟਾ | A strap for leading a dog |
| Local government | ਸਥਾਨਕ ਸਰਕਾਰsthanak sarkaralso accepted: ਸਥਾਨਕ ਪ੍ਰਸ਼ਾਸਨ, ਲੋਕਲ ਕੌਂਸਲ | The tier of government governing cities, towns, and shires. |
| Nuisance | ਪਰੇਸ਼ਾਨੀpareshanialso accepted: ਖਪ-ਖਾਨਾ, ਵਿਘਨ, ਰੁਕਾਵਟ | A person or animal that causes annoyance |
| Objection | ਇਤਰਾਜ਼itraazalso accepted: ਆਪੱਤੀ, ਵਿਰੋਧ | A formal statement against something, such as a building plan |
| Proposal | ਪ੍ਰਸਤਾਵprastaavalso accepted: ਸੁਝਾਅ, ਯੋਜਨਾ ਪ੍ਰਸਤਾਵ | A formal suggestion or plan put forward. |
| Ranger | ਨਿਗਰਾਨ ਅਧਿਕਾਰੀnigraan adhikaarialso accepted: ਰੇਂਜਰ, ਕੌਂਸਲ ਰੇਂਜਰ, ਕੌਂਸਲ ਅਧਿਕਾਰੀ | A council officer who enforces local rules, such as on animals and parking |
| Ratepayer | ਕਰਦਾਤਾkardaataaalso accepted: ਕੌਂਸਲ ਟੈਕਸ ਭਰਨ ਵਾਲਾ, ਰੇਟਦਾਤਾ | A person who pays council rates |
| Schedule | ਸਮਾਂ-ਸਾਰਣੀsamaan-saaraneealso accepted: ਸ਼ਡਿਊਲ, ਸਮਾਂ ਸੂਚੀ | A plan of when things will happen |
| Venue | ਸਥਾਨsathaanalso accepted: ਜਗ੍ਹਾ, ਸਮਾਗਮ ਸਥਾਨ, ਵੈਨਿਊ | The place where an event happens |
CCL Mate lists the formal Punjabi term first, with the other accepted words under it. NAATI's language policy explains when common English words are accepted: see Punjabi in the CCL test.
CCL Punjabi practice and sample dialogue · CCL vocabulary list by topic · How to pass CCL
Page updated 26 October 2026. Test facts checked against NAATI's website on 26 October 2026.
cclmate.com/ccl/punjabi/vocabulary · Free word list by CCL Mate, independent practice for the NAATI CCL test. Not affiliated with NAATI. Updated 26 October 2026.